Car insurance – risk of vehicle theft varies from one area to another

Own a car, and a higher likelihood of car theft, seems to be a given, particularly in Bournemouth, Grimsby and Shrewsbury Car insurance data shows high levels of vehicle theft in some areas. Photograph:…

Car insurance - risk of vehicle theft varies from one area to another

Own a car, and a higher likelihood of car theft, seems to be a given, particularly in Bournemouth, Grimsby and Shrewsbury

Car insurance data shows high levels of vehicle theft in some areas. Photograph: Alamy

Own a car, and a higher likelihood of car theft, seems to be a given, particularly in Bournemouth, Grimsby and Shrewsbury.

The data, from collision and theft insurance comparison website Motorwayquote.com, shows that only 45% of owners in Brighton, Bournemouth and Grimsby reported theft to the police during the first three months of this year.

But the risk of theft is greater in some areas, Motorwayquote.com has found. Since the start of 2015, the South East had the highest prevalence of car theft in the UK, with a rate of 29,343 per 100,000 people. However, it had a far lower relative risk of car theft than those on the whole UK: only the second local authority area, neighbouring Plymouth, had a vehicle theft rate higher than Bournemouth and Grimsby, at 39,952 per 100,000, and only 62% of car owners there reported thefts to the police.

In London, car owners are most likely to report thefts to the police (57%) but are more than twice as likely to experience car theft themselves (39%) compared with the UK average of 18%. The highest vehicle theft rates were in Sutton and Barking and Dagenham, where 40% of car owners reported theft to the police and 42% had their vehicle stolen.

Motorwayquote.com also found that newer cars are more likely to be stolen, with a 25% likelihood of theft, and that it is less likely for a car to be stolen in the middle of the night. Older cars are less likely to be stolen in the daytime (20%) and night (20%). Older cars are more likely to have been damaged in a theft, with a 34% chance, compared with 30% of newer cars.

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